The Maharashtra Government has recently taken a significant step to streamline the Mukhyamantri Majhi Ladki Bahin Yojana by making e-KYC verification mandatory for all beneficiaries. This move aims to ensure transparency, reduce fraudulent claims, and provide uninterrupted financial assistance to eligible women across the state. According to the official announcement, beneficiaries now have a two-month window to complete the e-KYC process on the official portal.
What is the Ladki Bahin Yojana?
The Ladki Bahin Yojana is a welfare initiative launched by the Maharashtra Government in July 2024. Under this scheme, women aged between 21 and 65 years receive a monthly assistance of ₹1,500, provided their annual family income does not exceed ₹2.5 lakh. The scheme primarily targets women from economically weaker sections, empowering them financially and offering support for their daily needs.
Since its launch, the Ladki Bahin Yojana has benefited millions of women across the state. As per recent government data, approximately 2.25 crore women are receiving financial assistance under this program. The scheme has been praised for promoting women’s economic independence and ensuring social welfare for those in need.
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Mandatory e-KYC: What Beneficiaries Need to Know
On September 19, 2025, Women and Child Development Minister Aditi Tatkare announced that e-KYC verification for the Ladki Bahin Yojana beneficiaries is now mandatory. She emphasized that the process is simple, convenient, and crucial for maintaining transparency. Beneficiaries are encouraged to complete their e-KYC within the next two months to continue receiving monthly assistance without interruptions.
The e-KYC process can be completed through the official web portal ladakibahin.maharashtra.gov.in. By following the step-by-step instructions, beneficiaries can verify their identity using Aadhaar authentication, which links their bank accounts for direct benefit transfer.
Minister Tatkare also highlighted that completing e-KYC will help women avail benefits from other government schemes in the future. “This process is designed to be easy and ensures regular benefits to eligible women,” she stated in a social media post on X.
Consequences of Non-Compliance
According to the government resolution (GR), failure to complete the e-KYC process within the prescribed two-month deadline will result in the suspension of monthly benefits. Aadhaar authentication is a compulsory part of this process, and beneficiaries are required to carry out e-KYC verification every year to remain eligible for the Ladki Bahin Yojana.
This measure comes in response to recent findings by the government, which revealed that nearly 26.34 lakh ineligible beneficiaries, including men, had enrolled in the scheme and received the monthly allowance. By enforcing mandatory e-KYC, the government aims to eliminate such discrepancies and ensure that financial aid reaches only the deserving women.
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How to Complete e-KYC for Ladki Bahin Yojana
The Ladki Bahin Yojana e-KYC process is designed to be user-friendly. Beneficiaries need to follow these steps:
- Visit the official portal: ladakibahin.maharashtra.gov.in
- Log in using their registered mobile number or Aadhaar details.
- Upload the necessary documents for verification, including Aadhaar card and bank account information.
- Complete biometric or OTP-based authentication for confirmation.
- Submit the application and wait for verification confirmation from the authorities.
Once the verification is successful, beneficiaries can continue receiving their ₹1,500 monthly assistance directly into their bank accounts.
Importance of e-KYC in Social Welfare
Mandatory e-KYC for the Ladki Bahin Yojana is part of a broader initiative by the Maharashtra Government to digitize social welfare programs. Digitization ensures accountability, reduces fraud, and simplifies benefit disbursement. By linking Aadhaar authentication to direct benefit transfer, the government can monitor transactions and guarantee that the scheme’s funds are used appropriately.
Furthermore, the annual e-KYC requirement helps update beneficiary information, ensuring that women who have moved, changed bank accounts, or updated their income status remain eligible. It also prevents misuse of government funds and increases the scheme’s efficiency.
Impact on Beneficiaries
For millions of women across Maharashtra, the Ladki Bahin Yojana has been a lifeline. The ₹1,500 monthly assistance helps cover essential expenses such as groceries, healthcare, and education for children. With the introduction of mandatory e-KYC, women can now ensure uninterrupted access to this financial support while also opening doors to other government benefits.
Beneficiaries have welcomed this initiative, noting that completing e-KYC is straightforward and can be done from the comfort of home. Many women have already started the process and expressed relief that the system is transparent and efficient.
Government’s Focus on Transparency and Accountability
The Maharashtra Government has repeatedly stressed the importance of transparency in social welfare schemes. By making e-KYC compulsory for the Ladki Bahin Yojana, officials aim to maintain strict accountability, reduce errors, and prevent ineligible claims.
This move also aligns with the government’s larger vision of digitizing all public services and ensuring that benefits are delivered directly to intended recipients. With e-KYC in place, the administration can keep a real-time record of beneficiaries, which will aid in planning and monitoring future social welfare initiatives.
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